El Paso Car Accident Attorney

Lawyer for Motor Vehicle Accidents in Texas

At best, car accidents can lead to a very bad day and some property damage. At worst, they can destroy lives. Car accidents do not happen for no reason. In the vast majority of cases, collisions are caused by careless drivers. It is extremely rare for a car accident to be truly unavoidable. If you were recently struck by a negligent driver, you are likely facing a lot of expenses. You may need medical care, your car may need to be replaced, and you may be missing work.

The Cal Mundell Law Firm, PLLC may be able to help you recover these expenses and more. If the accident was not your fault, the financial consequences should not be your concern. The driver who caused the accident – or more likely, their insurance company – can be held liable and forced to pay for your damages. Cal has experience working for a car insurance company, and he understands both sides of these cases. He will put his experience to good use in helping you recover the highest possible award or settlement in the wake of a car accident. If your car accident involved a collision with a semi-truck, big rig, or another commercial vehicle, it’s crucial to consult with a lawyer who specializes in these unique cases, like our dedicated truck accident lawyers in El Paso. Call us today at 915-250-0700 for a free consultation to learn how he can put his experience to work for you.

Why Choose Cal Mundell Law Firm, PLLC?

A Track Record of Successful Results

Your car accident case deserves an attorney with demonstrated success in personal injury law. Cal Mundell Law Firm has established an impressive track record, settling over 300 cases in two years with recoveries approaching $20 million for clients. We have earned as a Texas Rising Star for three consecutive years (2023, 2024, and 2025), City’s Best Law Firm – Silver, and Elite Lawyer status. Most importantly, we’ve received 5.0-star Google Reviews from satisfied clients who experienced firsthand the difference that dedicated representation makes.

Local Knowledge with Big Firm Experience

As a native El Paso resident, Cal Mundell understands the challenges facing car accident victims in the community. He combines this local knowledge with valuable experience as a former big firm defense attorney who previously defended insurance companies. This background provides critical insight into how insurance companies evaluate and defend claims, giving you a major advantage in negotiations and litigation.

Compassionate and Aggressive Representation

You deserve an attorney who treats you like family while fighting aggressively for your rights. Cal Mundell Law Firm believes clients should receive the treatment they need to feel as close to normal as possible while maximizing the net amount in their pocket. This philosophy drives every aspect of our approach to representation. We will not rest until we secure the compensation you need to restore your life after the car wreck.

Understanding Texas’s Fault-Based Insurance System

Texas operates under a fault-based insurance system, which directly impacts how you recover compensation after a car accident in El Paso. Unlike no-fault states, where your own insurance covers your accident regardless of who caused it, Texas holds the at-fault driver financially responsible for all resulting damages. This means that when someone else causes your accident, their insurance should pay for your medical bills, lost wages, property damage, and other losses.

The state requires all drivers to carry minimum liability insurance coverage to demonstrate financial responsibility. These minimum requirements include: 

• $30,000 for bodily injury per person
• $60,000 for total bodily injury when multiple people are hurt
• $25,000 for property damage per accident

However, these minimum amounts often prove inadequate for serious accidents. A single emergency room visit can easily cost thousands of dollars, and major injuries requiring surgery, rehabilitation, or long-term care can generate medical bills exceeding $100,000. When the at-fault driver carries only minimum coverage, their policy limits may be exhausted quickly. When this happens, the at-fault driver is personally liable for the remaining damages.

Generally, you can file an insurance claim against the at-fault driver, a claim under your own insurance policy, or a personal injury lawsuit to recover compensation after an El Paso car accident. Your optimal path to compensation will depend on the circumstances surrounding your case. Cal Mundell Law Firm, PLLC, will carefully assess your situation and determine which option is right for your case.

El Paso Lawyer for Investigating Car Crashes

To recover compensation, we will need to prove that the other driver was careless in causing the accident. It may be clear from the circumstances and nature of the collision that the other driver was at fault, but it can be helpful to identify exactly what they did wrong. Types of car accidents we can help with and their usual causes include:

• Rear-end collisions – Neck and head injuries are common in rear-end collisions. These crashes are often caused by distracted drivers who fail to begin stopping in time because they are not watching traffic ahead of them.
• T-bone collisions – People riding in a vehicle that is struck from the side often suffer very serious injuries because there is little protection on the side of most personal vehicles. We often see accidents of this nature when the at-fault driver runs a light or a stop sign, often due to distraction or intoxicated driving.
• Wrong-way crashes – It is very difficult for a reasonably cautious driver to find themselves at fault in a head-on collision. Drivers who are going the wrong way are often intoxicated or passing illegally.
• Hit-and-run accidents – Many hit-and-run drivers flee the scene of an accident for a reason. They may know that the accident was their fault and they will be liable, or they could lack insurance or have an active arrest warrant. Cal is skilled at investigating hit-and-run drivers to identify the responsible party. If this proves impossible, you may still have recourse through your own insurance company.

Any car wreck where you are injured is serious. Cal will fight tirelessly on your behalf so that you can focus on your recovery.

Types of Injuries Sustained in El Paso Car Accidents

Car accidents in El Paso can result in devastating injuries that change your life in an instant. The force generated in even seemingly minor accidents can cause major trauma to the body. Some of the most common injuries include:

• Traumatic Brain Injuries: These range from mild concussions to severe brain trauma requiring lifelong care and can affect memory, cognitive function, personality, and motor skills permanently.
• Spinal Cord Injuries: Damage to the spinal cord can result in partial or complete paralysis, chronic pain, loss of sensation, and the need for extensive medical equipment and home modifications.
• Broken Bones and Fractures: The ribs, arms, legs, and hips are particularly vulnerable to fractures in car accidents. Complex breaks may require multiple surgeries, metal implants, and months of physical therapy, potentially leaving you with permanent limitations and chronic pain.
• Whiplash and Neck Injuries: These soft tissue injuries can cause ongoing pain, headaches, and reduced range of motion that interferes with work and daily activities for months or years.
• Internal Organ Damage: Blunt force trauma can cause internal bleeding, organ rupture, or damage that requires emergency surgery. Symptoms of organ damage may not appear right away, making them particularly dangerous.
• Burn Injuries: Vehicle fires, airbag chemicals, or contact with hot metal can cause severe burns requiring skin grafts, reconstructive surgery, and extensive rehabilitation.
• Lacerations and Scarring: Broken glass, twisted metal, and deployed airbags can cause deep cuts that leave permanent scars and may require plastic surgery.
• Psychological Trauma: Many accident victims develop post-traumatic stress disorder (PTSD), anxiety, depression, or driving phobias that require professional treatment and can significantly impact their quality of life.

Many of these injuries are not immediately obvious due to adrenaline and shock. Some develop symptoms hours or days after the accident. Without prompt medical care, serious conditions like internal bleeding or brain injuries can worsen and become life-threatening. Delayed medical treatment also creates gaps in your medical record that insurance companies will use to argue your injuries weren’t caused by the accident. Even if you feel fine after a car accident, you should seek medical care as soon as possible to protect your health and legal rights.

What to Expect When You Work with a Car Accident Attorney in El Paso

Insurance companies and defense lawyers aim to minimize the amount of compensation they owe to you, prioritizing their interests over your recovery. Working with a car accident lawyer in El Paso levels the playing field and protects your rights throughout the process. When you hire Cal Mundell Law Firm for your car accident case, you receive the personal attention of an attorney who is solely dedicated to your recovery.

We will immediately begin investigating your accident, gathering police reports, interviewing witnesses, and documenting the accident scene. This thorough approach often uncovers details that strengthen your case significantly. We will also coordinate directly with medical providers to ensure you receive necessary treatment while building comprehensive documentation of your injuries and their impact on your life.

Our firm will leave no stone unturned in recovering the compensation you need to rebuild your life. We will work with medical experts who can explain the long-term consequences of your injuries, calculate future medical expenses, and demonstrate how your accident has affected your earning capacity. We handle all communication with insurance adjusters, preventing you from making statements that could affect your final settlement.

We prepare every case as if it will go to trial, which often results in better settlement offers because insurance companies know they’re dealing with an attorney who won’t accept inadequate compensation. Whether you need aggressive negotiation to secure a fair settlement or skilled courtroom representation to take your case before a jury, you can trust that Cal Mundell will stand by your side.

Attorney for Pursuing Car Accident Compensation

The true financial cost of a car accident can be shocking. Between hospital bills, replacing your vehicle, and your lost wages, the amount of damages may seem unreal. Fortunately, most of your costs and losses related to the accident are compensable. You may be entitled to recover:

• All current and future medical expenses, including any ongoing or lifelong care required after a catastrophic injury in Texas.
• Compensation for damage to your vehicle and anything in it that was destroyed.
• Pain and suffering compensation.
• Lost wages, both now and in the future if you cannot return to work promptly.

Cal will carefully consider each category of damages allowed by law to be certain that you will be able to seek the full compensation you deserve.

How to Handle Insurance Companies After a Car Accident

Insurance companies may appear helpful after a car accident, but their primary goal is to protect their bottom lines—not provide fair compensation. They may contact you within hours of your accident, hoping to obtain recorded statements or quick settlement agreements before you understand the full extent of your injuries or consult with an attorney.

Avoid giving recorded statements to the other driver’s insurance company without first consulting an attorney. While you must cooperate with your own insurance company as required by your policy, you have no obligation to speak with the at-fault driver’s insurer. Politely decline their requests and direct them to your attorney once you have legal representation.

Be especially wary of quick settlement offers. Insurance companies know that medical bills and lost wages create financial pressure, and they often make low offers, hoping you’ll accept them out of desperation. These initial offers rarely reflect the true value of your claim and typically don’t account for future medical expenses or ongoing pain and suffering.

Steps to Take If You Are Hurt in a Car Crash in El Paso

The aftermath of a car accident can feel overwhelming, especially when you’re dealing with injuries, pain, and the stress of damaged vehicles and missed work. Your actions in the hours and days following the crash can significantly impact both your health and your ability to recover fair compensation.

After the accident, make sure to:

• Seek medical attention at an emergency room, even if you feel fine.
• Call 911 to bring law enforcement to the scene and have the police file an official report.
• Document the scene thoroughly by taking photos of all vehicle damage, your visible injuries, road conditions, and the overall accident scene from multiple angles.
• Gather complete contact information from all drivers involved, including names, phone numbers, insurance details, and driver’s license numbers.
• Collect contact information from any witnesses who saw the accident occur.
• Avoid discussing fault or apologizing, as these statements can be used against you during the insurance claims process.
• Contact Cal Mundell Law Firm immediately for a free consultation to understand your rights and protect your interests.
• Keep detailed records of all medical treatment, missed work, and how your injuries affect your daily activities.
• Follow all medical recommendations and attend every appointment to avoid gaps in treatment.

Contact an El Paso Car Accident Lawyer

The Cal Mundell Law Firm, PLLC is dedicated to helping people who have been injured in car accidents. To set up your free consultation, please contact us at 915-250-0700. We proudly serve clients throughout El Paso County and the surrounding areas.